An insurance company is a business that underwrites and issues contracts of insurance. These contracts, commonly known as insurance policies, are designed to provide financial protection to individuals or businesses in the event of certain specified events. In exchange for this coverage, policyholders make regular premium payments to the insurance company.

Insurance companies offer various types of insurance policies tailored to different needs and risks. Some common types of insurance include life insurance, health insurance, auto insurance, property insurance, and more. Each type of insurance policy comes with its own terms, coverage limits, and premium costs.

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