How to Sell Your Life Insurance Policy for $4,743,000 Instead of $275,485?

Posted: January 15, 2020 by John Welcom

Life Settlement Case Study | Would You Rather $4,743,000 or $275,485?

Mr. Williams purchased $10 Million in life insurance coverage in 2001 to provide his family with financial security. Over time, his financial priorities changed: his wife passed away, his children became financially independent, financial burdens arose and the estate tax exemption increased substantially.

A Life Settlement is a Better Choice! 

Mr. Williams purchased $10 Million in life insurance coverage in 2001 to provide his family with financial security.  Over time, his financial priorities changed: his wife passed away, his children became financially independent,  financial burdens arose and the estate tax exemption increased substantially.  Therefore, the coverage was no longer needed and surrender was being considered. Fortunately, his advisor was aware of a more beneficial exit strategy, the ability to sell life insurance policies in a regulated secondary market.  He presented Mr. Williams with a pre-market policy valuation report from Welcome Funds that estimated the market value to be substantially higher than the $275,485 surrender value.  They were both shocked at the difference.  Although Mr. Williams had never heard of a life settlement, he embraced the process, and well, the result – a difference of $4,467,515 - speaks for itself!

Policy's Insured

Male | Age 86

Health Status

Heart Disease

Policy Type

Universal Life

Face Amount

$10,000,000

Annual Premium

$445,114

Surrender Value

$275,458

Life Settlement Payout.... $4,743,000

Click here to download: Mr. William's Life Settlement Case Study




Recent Blogs

Retirement Financial Anxiety

4 Tips to Overcome Retirement Financial Anxiety

Posted: November 28, 2022 by John Welcom

Life settlements are highly regulated transactions where policy owners sell their life insurance policies to a third-party investor for less than the death benefit but more than the cash surrender value.  The proceeds from a life settlement can be used in any manner whatsoever, to offset medical bills, provide gifts to family member...

The Power of a Life Insurance Policy Auction

The Life Settlement Auction Remains as Powerful as Ever

Posted: September 20, 2022 by John Welcom

Life insurance, without question, serves as a financial umbrella to protect families. The coverage provides peace of mind and a safety net during a season of life when children are dependent on the support. But what happens when that season ends, the kids are grown and self-sufficient, and mom or dad determines that such protection i...

Life Settlement Case Studies from Welcome Funds

How to Sell Your Life Insurance Policy for $250,000 Instead of $4,811!

Posted: September 12, 2022 by John Welcom

Mark bought an individual $2M Lincoln National Universal Life policy in 2017 (at age 78). Due to financial constraints, he could no longer afford the $104,330 annual premium to maintain the policy. Unfortunately, reducing the Death Benefit was not ...




Sell Your Life Insurance policy Sell Your Life Insurance policy