How to Sell Your Life Insurance Policy for $4,743,000 Instead of $275,485?

Posted: January 15, 2020 by John Welcom

Life Settlement Case Study by Welcome Funds

Mr. Williams purchased $10 Million in life insurance coverage in 2001 to provide his family with financial security. Over time, his financial priorities changed: his wife passed away, his children became financially independent, financial burdens arose and the estate tax exemption increased substantially.

A Life Settlement is a Better Choice! 

Mr. Williams purchased $10 Million in life insurance coverage in 2001 to provide his family with financial security.  Over time, his financial priorities changed: his wife passed away, his children became financially independent,  financial burdens arose and the estate tax exemption increased substantially.  Therefore, the coverage was no longer needed and surrender was being considered. Fortunately, his advisor was aware of a more beneficial exit strategy, the ability to sell life insurance policies in a regulated secondary market.  He presented Mr. Williams with a pre-market policy valuation report from Welcome Funds that estimated the market value to be substantially higher than the $275,485 surrender value.  They were both shocked at the difference.  Although Mr. Williams had never heard of a life settlement, he embraced the process, and well, the result – a difference of $4,467,515 - speaks for itself!

Policy's Insured

Male | Age 86

Health Status

Heart Disease

Policy Type

Universal Life

Face Amount

$10,000,000

Annual Premium

$445,114

Surrender Value

$275,458

Life Settlement Payout.... $4,743,000

Click here to download: Mr. William's Life Settlement Case Study




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Life Settlement Case Study by Welcome Funds Life Settlement Case Study by Welcome Funds