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Life Settlement
Laws & Regulations
Life Settlements are regulated under the jurisdication of the Department of Insurance in most states. The map below provides a quick summary of state regulations & licensing requirements related to both viatical and life settlements.

Life Settlement Laws, Regulations & State Licensing Requirements


Over the past decade, the laws and regulations governing life settlement transactions have changed as quickly as the life settlement market itself. Welcome Funds, Inc. employs a fully-staffed compliance department and in-house counsel to address all regulatory issues.


Welcome Funds and/or a principal of Welcome Funds is authorized, registered and/or licensed to conduct business in 45 states. In some cases, where state laws vary, Welcome Funds and/or a member of its senior management team is licensed as a viatical/life settlement broker and/or a life producer. In addition, we confirm the licenses of referring agents to ensure compliance prior to accepting and to finalizing a life settlement transaction. Please contact Welcome Funds for up-to-date licensing information.



Life Settlement Licensing Map


Map updated January 2014.