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WHAT IS A VIATICAL?


A viatical is a derivation of the Latin term "viatecum," which means "provisions for a journey." In the United States, the term typically refers to a financial transaction called a viatical settlement. A viatical settlement is the sale of an existing life insurance policy in a secondary market to a state licensed financial institution called a viatical settlement provider. The viatical settlement is an alternative to lapsing or surrender a life insurance policy and allows policy owners to use the proceeds of the sale to help pay for medical bills, living expenses or anything else they choose.

If you or your loved one is interested in a viatical settlement, please complete our Viatical Settlement Qualifier - it's fast, easy and free to determine your eligibility.

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