Being terminally ill refers to individuals who are facing an illness or sickness that is reasonably expected to lead to death within a period of twenty-four (24) months or less. During such challenging times, life settlements can provide a beneficial option. In a life settlement, individuals have the opportunity to sell their life insurance policies for a lump sum payment, allowing them to address immediate financial needs and have greater control over their financial future.

At Welcome Funds , we understand the significance of life settlements for terminally ill individuals and strive to provide expert guidance and support throughout the process. Our team is dedicated to maximizing the value of your life insurance policy, ensuring that you receive the financial assistance you need during this difficult time. Contact us today to learn more about life settlements and how we can assist you.


A viatical settlement is a financial transaction in which a lump sum cash payment is made to the owner of a life insurance policy in exchange for the sale of ownership and beneficiary rights to the life insurance policy. Typically, this term is used for transactions involving only terminally ill insureds who have a life expectancy of less than 24 months. For those insureds, the viatical settlement proceeds may be considered tax-free. The viatical settlement option allows policy owners to use the proceeds of the sale to help pay for medical bills, living expenses or anything else they choose.

Viatical Settlement Regulation

Viatical settlements are regulated in most state jurisdictions by the Department of Insurance. Typically, viatical settlement laws fall under the same legislation as life settlements. Anyone presenting themselves as a viatical settlement broker or buyer must be properly licensed or authorized by the Department of Insurance in the home state of the policyholder.

Welcome Funds is a Licensed Viatical Settlement Broker

Welcome Funds has been helping viatical settlement clients secure offers from the viatical market since 2000. We are authorized throughout the nation to represent life insurance policyholders as their viatical settlement broker. Our experienced team will work closely with the policyholder, their family, and advisors to ensure that the best price has been secured from the viatical settlement market. Welcome Funds will prepare all of the appropriate documentation required to solicit official offers from viatical settlement providers. We then submit the files to our auction platform, where these state licensed viatical settlement funds compete to purchase viatical settlement policies. It's fast, easy, and free to determine if you or your loved one is eligible for a viatical settlement.

Complete our quick Viatical Settlement Qualifier or call us toll-free at 877.227.4484 to speak with a client care advocate.

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