Term life insurance is a type of life insurance that provides coverage for a specific period of time, or term. The most common terms are 10, 15, 20, 25, and 30 years. During the term of the policy, the policyholder pays a fixed premium, and the insurance company agrees to pay a death benefit to the beneficiary if the policyholder dies during the term.

Term life insurance is a good option for people who need coverage for a specific period of time, such as when they have young children or a large mortgage. It is also a good option for people who want to get life insurance but don't want to commit to a long-term policy.


How do you know if you will receive the best offer when you sell your term life insurance policy? The only way to know for sure is to apply to every licensed buyer in your state, which could be 10-35 different companies. And those direct buyers do not have your best interest in mind, they represent their investors. At Welcome Funds, we've leveled the playing field for policy owners. We negotiate the best offer for you by conducting an auction with these buyers. One application, one company, it's what we call...Life Settlements. Simplified.


Founded in 2000, Welcome Funds is a nationally licensed life settlement broker that represents policy owners who want to sell their life insurance policy in the secondary market. Our institutional buyers compete in an auction bidding process to ensure that we secure the highest offer from the life settlement market. We've negotiated over 33,000 offers and provided more than $1 Billion in sales proceeds to our clients. Please review our website to learn more about how we can provide professional representation and expert advice on selling your life insurance policy.

  • It's Absolutely FREE to Find Out if You or Your Loved One Is Eligible
  • There's No Obligation at Any Time
  • Our Qualification Process is Completely Confidential
  • We Provide a FREE Personal Consultation & Appraisal

Complete our Quick Life Settlement Qualifier or call us toll-free at 877.227.4484 to speak with a Client Care Advocate.

Sell Your Term Life Insurance policy