The surrender value of a life insurance policy is the dollar amount that will be paid to an owner when the policy is surrendered prior to the death of the insured. The surrender value is calculated by subtracting the surrender fees, charged by the life insurance company, from the cash value of the policy. The surrender charges are typically higher in the early years of a life insurance contract.

An Alternative to a Surrender of a Life Insurance Policy

Qualified policyholders over the age of 65 or who have been diagnosed with a life-threatening illness, may be eligible for a cash offer from the life settlement option. A life settlement is an alternative to surrendering a life insurance policy for its cash value. A life settlement allows policyholders to access a secondary market for life insurance policies where state licensed financial institutions compete to purchase policies as an investment. A life settlement payout is always higher than the surrender value.

Welcome Funds is Licensed to Negotiate the Highest Offer for Policy Holders

Welcome Funds has been helping policyholders secure cash offers from the secondary market for life insurance since 2000. We are licensed throughout the nation to represent life insurance consumers as their life settlement broker. Our experienced team will work closely with the policyholder, their family and advisors to ensure that the best cash payout has been secured. Welcome Funds will submit your policy to our auction platform where state licensed buyers compete to purchase life insurance policies for the highest cash offer.

Welcome Funds has provided life insurance policyholders with over $1 Billion more than the surrender value and lapse alternative offered from the life insurance company. Find out if your policy qualifies for a cash settlement...it's fast, easy and free.

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