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Retained Death Benefit
Life Settlement Offers
Welcome Funds negotiates with multiple buyers to secure the highest Retained Death Benefit Life Settlement offer for your life insurance policy. Find out if you qualify to eliminate premium expenses while maintaining a portion of the death benefit for your family. It's fast, easy, free...and 100% confidential.


A Retained Death Benefit (RDB) offer is a life settlement option that allows a policy owner (seller) to retain a portion of their life insurance policy's death benefit, for the beneficiary of their choice, in lieu of receiving a cash only lump sum settlement (a typical life settlement offer). A hybrid offer can also be negotiated that includes a cash payment to the seller in addition to the retained death benefit. The life settlement fund that purchases the policy becomes the policy owner and takes over 100% of the premium costs. When the death claim is made, the seller's beneficiary is paid directly by the life insurance carrier and the fund receives their contracted portion of the policy's death benefit.

Welcome Funds has multiple buyers that will make RDB offers for your policy

Founded in 2000, Welcome Funds is a nationally licensed broker that represents policy owners who want to sell their life insurance policy in the secondary market. Our institutional buyers compete in an auction bidding process to ensure that we secure the highest offer from the market. We've negotiated over 20,000 offers and provided more than $750 Million in sales proceeds to our clients. If you are interested in a Retained Death Benefit offer, we will negotiate with each licensed buyer in your home state to ensure that the best offer is secured. Please review our website to learn more about how we can provide professional representation and expert advice on selling your life insurance policy.

  • It's Absolutely FREE to Find Out if You or Your Loved One Is Eligible
  • There's No Obligation at Any Time
  • Our Qualification Process is Completely Confidential
  • We Provide a FREE Personal Consultation & Appraisal

Complete our Quick Online Qualifier or call us toll-free at 1.877.227.4484 to speak with a Client Care Advocate.


Related Pages: Life Settlement Broker