Premium outlay refers to the amount of premium that is required to be paid out-of-pocket by the policy owner or other premium payers to maintain the life insurance policy. In most circumstances, premiums are paid annually, semiannually, quarterly, or monthly.

The premium outlay amount is determined by several factors, such as the type and level of coverage being purchased, the perceived risk of the policyholder, and any applicable deductibles or co-payments. Premiums may also vary depending on the insurance company providing the coverage and the geographic location of the policyholder.

It is important for individuals and organizations to carefully consider their premium outlay when purchasing life insurance policies, as the cost of coverage can have a significant impact on their overall financial planning and budgeting.


How do you know if you will receive the best offer when you sell your life insurance policy? The only way to know for sure is to apply to every licensed buyer in your state, which could be 10-35 different companies. And those direct buyers do not have your best interest in mind, they represent their investors. At Welcome Funds, we've leveled the playing field for policy owners. We negotiate the best offer for you by conducting an auction with these life insurance buyers. One application, one company, it's what we call...Life Settlements. Simplified. Offers Maximized.

Welcome Funds Represents You!

Founded in 2000, Welcome Funds is a nationally licensed broker that represents policy owners who want to sell their life insurance policy in the secondary market. Our institutional buyers compete in an auction bidding process to ensure that we secure the highest offer from the market. We've negotiated over 33,000 offers and provided more than $1 Billion in sales proceeds to our clients. Please review our website to learn more about how we can provide professional representation and expert advice on selling your life insurance policy.

  • It's Absolutely FREE to Find Out if You or Your Loved One Is Eligible
  • There's No Obligation at Any Time
  • Our Qualification Process is Completely Confidential
  • We Provide a FREE Personal Consultation & Appraisal

Complete our Quick Life Settlement Qualifier or call us toll-free at 877.227.4484 to speak with a Client Care Advocate.

See: Premium Payments

Sell Your Life Insurance policy