A policyholder is an individual or entity that owns and controls all the benefits and privileges conferred by a life insurance policy. These benefits may include the right to change beneficiaries, access cash value, or select policy options. The life insurance policyholder can also decide to transfer ownership or sell the life insurance policy to another party.

As the legal owner of the policy, the policyholder has the ultimate authority over all decisions related to the policy, including payment of premiums and making changes to the policy terms. It is important for policyholders to carefully review their policies and consult with a financial advisor or insurance professional if they have any questions or concerns.

Life insurance policyholders who no longer need or want their policy may consider a life settlement as an option. A life settlement is the sale of a life insurance policy to a third party for a lump sum payment. Consequently, the buyer assumes the responsibility of paying future premiums and receives the death benefit when the policyholder passes away.

Undoubtedly, Welcome Funds is one of the leading life settlement brokers in the United States. We help policyholders with the opportunity to access a portion of the value of their life insurance policy while still alive, providing them with the flexibility to meet their financial needs. Welcome Funds also works with financial advisors, insurance agents, and other professionals to help policyholders understand the life settlement process and determine if it is the right option for them. Work with a reputable life settlement broker, like Welcome Funds, to ensure a fair and equitable life settlement transaction when selling a life insurance policy for cash.

See if you or a client qualifies to sell a life insurance policy for cash now by completing our Life Settlement Qualifier or call us toll-free at 877.227.4484 to speak with a Client Care Advocate.

Sell Your Life Insurance policy