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Life Settlement
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DEFINITION OF OPTION B


Increasing Death Benefit -Flexible premium policies whose life insurance policy owners have several options for the performance of their net death benefit. One choice is Option B, where the net death benefit is increases or decreases in each year of the policy, based on the premium outlay and cash value fluctuation. In this scenario, the net amount of insurance at risk remains level over time as the net death benefit increases with the accumulated account value. Also can be called Option 2. See: Option A -Level Death Benefit

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