Flexible premium life insurance policies offer policy owners multiple options to customize the performance of their net death benefit. One of these options is known as Option B, which allows for an increase or decrease in the net death benefit each year of the life insurance policy based on the policy owner's premium payments and cash value fluctuations.

In this case, the level of insurance at risk stays constant over time as the net death benefit increases alongside the accumulated account value. This feature provides policy owners with more control over their life insurance coverage, allowing them to adjust their death benefit to meet their changing needs.

Option B is also referred to as Option 2 and is a popular choice for policy owners who want flexibility in their life insurance coverage. By choosing Option B, policy owners can better protect their loved ones and ensure their financial security in the event of an unexpected loss.

Sell Your Life Insurance policy