DEFINITION OF GUARANTEED RATE

The guaranteed rate refers to the minimum interest rate that a life insurance company is obligated to pay on the accumulated account value of a policy. This rate is clearly specified and outlined in the insurance contract, providing policyholders with assurance and transparency regarding the minimum return on their policy's cash value. Regardless of prevailing market conditions or fluctuations, the guaranteed rate ensures a stable and predictable growth of the policy's accumulated account value over time.

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