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$250 Million More
Than Cash Surrender Value
Your life insurance policy may be worth more than the cash surrender value. So, don't surrender it until you've checked with Welcome Funds. Find out if the life settlement option is right for you.

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WHAT IS THE CASH SURRENDER VALUE OF YOUR LIFE INSURANCE POLICY?


The cash surrender value of a life insurance policy is the amount of money that a life insurance company will pay to the policy owner when the policy is voluntarily terminated before its maturity or death of the insured. The cash surrender value is determined by deducting any applicable surrender charges from the accumulation value (the savings component of universal life, variable life or whole life policies). The surrender charges are higher in the early years of a policy and are usually lowered on each policy anniversary until the charge is eliminated at some point, often in policy year 15 or 20.

Cash Surrender Value vs. Life Settlement Market Value
Qualified policyholders over the age of 65 or who have been diagnosed with a life-threatening illness, may be eligible for a cash offer from the life settlement option. A life settlement is an alternative to surrendering a life insurance policy for its cash value. A life settlement allows policyholders to access a secondary market for life insurance policies where state licensed financial institutions compete to purchase policies as an investment. A life settlement payout is always higher than the cash surrender value.

Welcome Funds Is Licensed To Negotiate the Highest Offer for Policyholders
Welcome Funds has been helping policyholders secure cash offers from the secondary market for life insurance since 2000. We are licensed throughout the nation to represent life insurance consumers as their life settlement broker. Our experienced team will work closely with the policyholder, their family and advisors to ensure that the best cash payout has been secured. Welcome Funds will submit your policy to our auction platform where state licensed buyers compete to purchase life insurance policies for the highest cash offer.

Welcome Funds has provided life insurance policyholders with over $250 Million more than the cash surrender value and lapse alternative offered from the life insurance company. Find out if your policy qualifies for a cash settlement...it's fast, easy and free.

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