How to Sell Your Life Insurance Policy for $64,800 Instead of $10,000!
Posted: March 03, 2021 by John Welcom

Ronald purchased a $300,000 Universal Life policy back in 1999 to provide his wife with financial security. Unfortunately, after 20+ years, Ronald could no longer afford the premium payments as his healthcare costs were mounting.
When Buyers Compete, Policy Owners Win!
Ronald purchased a $300,000 Universal Life policy back in 1999 to provide his wife with financial security. Unfortunately, after 20+ years, Ronald could no longer afford the premium payments as his healthcare costs were mounting. One day, while watching the evening news, Ronald saw a TV commercial from a direct buyer, called a life settlement provider, about selling a life insurance policy for cash. Ronald decided to call the direct buyer and after weeks of waiting, he was offered $10,000 for his $300,000 policy. Ronald said, “no way,” and decided to investigate other alternatives. Ultimately, Ronald decided that a life settlement broker, who would contact multiple companies to maximize the purchase price, would be his best option. After extensive research, he chose Welcome Funds. Welcome Funds conducted a transparent auction securing a total of 22 offers. In the end, Ronald received a check for $64,800, 548% more than the offer extended by the direct buyer!
Policy's Insured |
Male | Age 69 |
Health Status |
Fair |
Policy Type |
Universal Life |
Face Amount |
$300,000 |
Annual Premium |
$21,442 |
Surrender Value |
$749 |
Life Settlement Payout.... $64,800
Recent Blogs

Sell A Term Life Insurance Policy: See How Kevin Received $30,000 Instead of $0!
Posted: March 20, 2023 by John Welcom
Kevin purchased a 10 year level term life insurance policy at age 58 to provide his family with some financial security. The expiration date was fast approaching and Kevin's medical bills were mounting. In need of some financial relief, he was contem...

Sell A Term Life Insurance Policy: See How Scott Received $2,650,000 Instead of $0!
Posted: March 13, 2023 by John Welcom
Scott purchased a $6 million dollar 10-year term life insurance policy at age 59 to protect his family and business interests. A decade later, approaching the term conversion deadline, Scott was facing a $148,000 annual conversion premium. He did not...

Combating Rising Life Insurance Premiums
Posted: March 06, 2023 by John Welcom
Life settlements provide life insurance policy owners a safe, regulated avenue for selling their policies at prices that represent fair market value when utilizing the services of a life settlement broker. The life settlement broker, like Welcome Funds, utilizes an auction platform to maximize the sale of a life insurance policy.