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Life Settlement
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DEFINITION OF RATINGS


Insurance company ratings as published by Standard & Poor's, Moody's, Fitch, or A.M. Best. Ratings are comprised of alphabetic or alphabetic and numeric levels that designate the insurance company's ability to meet its financial obligations. The ratings are from A to D with the A level being the lowest risk. An insurance company must have the rating of B+ or better to indicate that it is secure in four critical areas: (1) underwriting, (2) expense control, (3) reserve adequacy, and (4) investments.

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