WHAT IS A LIFE SETTLEMENT?

A Life Settlement is a financial transaction that enables qualified life insurance policy owners to receive a cash advance on their life insurance coverage by selling it to a state licensed financial institution called a life settlement provider. The sale of an in-force life insurance policy is similar to the sale of a home or car - all rights, title, and beneficial interest in the life insurance policy are transferred to the buyer who then becomes responsible for all future premium payments. The price paid for the life insurance policy represents the net present value of the policy which is discounted from the face amount and calculated by considering the future premium expenses, health prognosis of the insured, as well as other risk factors.

SELLING YOUR LIFE INSURANCE POLICY IS AN IMPORTANT DECISION

How do you know if you will receive the best offer when you sell your life insurance policy? The only way to know for sure is to apply to every licensed buyer in your state, which could be 10-35 different companies. And those direct buyers do not have your best interest in mind, they represent their investors. At Welcome Funds, we've leveled the playing field for policy owners. We negotiate the best offer for you by conducting an auction with these buyers. One application, one company, it's what we call...Life Settlements. Simplified.

WELCOME FUNDS REPRESENTS YOU!

Founded in 2000, Welcome Funds is a nationally licensed life settlement broker that represents policy owners who want to sell their life insurance policy in the secondary market. Our institutional buyers compete in an auction bidding process to ensure that we secure the highest offer from the life settlement market. We've negotiated over 32,000 offers and provided more than $1 Billion in sales proceeds to our clients. Please review our website to learn more about how we can provide professional representation and expert advice on selling your life insurance policy.

  • It's Absolutely FREE to Find Out if You or Your Loved One Is Eligible
  • There's No Obligation at Any Time
  • Our Qualification Process is Completely Confidential
  • We Provide a FREE Personal Consultation & Appraisal

Complete our Quick Life Settlement Qualifier or call us toll-free at 1.877.227.4484 to speak with a Client Care Advocate.

Sell Your Life Insurance policy