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Irrevocable
Beneficiary Rights Offer
Also known as a Retained Death Benefit Offer, this life settlement option allows a policy owner to retain a portion of their death benefit in lieu of receiving a lump sum cash payment. This enables the seller to eliminate premium payments, but maintain coverage for their family.

WHAT IS AN IRREVOCABLE BENEFICIARY RIGHTS OFFER


An Irrevocable Beneficiary Rights offer is an alternative to a traditional, all cash life settlement. A policy owner may choose to receive, as payment in the transaction, an portion of the death benefit designated to an irrevocable beneficiary of the seller's choice. Therefore, the purchaser would take over control of premium payments, become the owner of the policy, and receive the remaining death benefit. An additional small cash payment is often paid to the seller as part of the transaction. The irrevocable beneficiary designation is recorded with the life insurance carrier and the buyer assumes all future premium payments. When a death claim is made, the life insurance company will disburse this net death benefit amount directly to the irrevocable beneficiary.

WELCOME FUNDS HAS MULTIPLE BUYERS THAT MAKE COMPETING IRREVOCABLE BENEFICIARY OFFERS

Founded in 2000, Welcome Funds is a nationally licensed broker that represents policy owners who want to sell their life insurance policy in the secondary market. Our institutional buyers compete in an auction bidding process to ensure that we secure the best Irrevocable Beneficiary Offer from the market. Over the past decade, we've negotiated over 10,000 life settlement offers and provided more than $450 Million in sales proceeds to our clients. If you are interested in an Irrevocable Beneficiary Rights Offer, we will negotiate with each licensed buyer in your home state to ensure that the best offer is secured. Please review our website to learn more about how we can provide professional representation and expert advice on selling your life insurance policy.

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    Related Pages: Life Settlement Broker